Is Buying a Home Worth It?

Owning a home is the epitome of the American dream. But after the housing market crashed, people started to question if being a home-owner really meant having financial stability. Sometimes buying a home isn’t the smartest financial decision you can make and that’s okay. Moving from renting to owning is a huge milestone and change in life-style. You’ll need to …

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When Should You Refinance a Home?

When should you refinance

Perhaps you bought a house at a time when your credit was poor, and you now have a high interest rate. Over time you’ve started practicing good money habits and successfully raised your score. It feels unfair to stay trapped in an interest rate that no longer accurately reflects your credit history. Refinancing your mortgage opens the door to renegotiating …

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The Process of Buying a Home

Get Ready For The Most Important Purchase Of Your Life Buying a home is the largest purchase made in the lifetime of a person and the entire process can be extremely frustrating at times, but if you properly prepare prior to the search for the new home then the process can run smoothly. 1. Start Saving Money To begin the …

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Can You Purchase a Home with a Low Credit Score?

Buying A Home With A Low Credit Score Buying a home can be frustrating at times especially when it comes to credit scores. To begin with, home buyers should know that credit scores fluctuate frequently and there are several different types of credit scores. How Your Credit Score Is Determined Most mortgage companies will determine a borrower’s creditworthiness based on …

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