Owning a home is the epitome of the American dream. But after the housing market crashed, people started to question if being a home-owner really meant having financial stability. Sometimes buying a home isn’t the smartest financial decision you can make and that’s okay. Moving from renting to owning is a huge milestone and change in life-style. You’ll need to …
Perhaps you bought a house at a time when your credit was poor, and you now have a high interest rate. Over time you’ve started practicing good money habits and successfully raised your score. It feels unfair to stay trapped in an interest rate that no longer accurately reflects your credit history. Refinancing your mortgage opens the door to renegotiating …
Questions Buyers Have When Buying Their First Home First time homeowners begin the home owning process with a list of questions. How much house can we afford? What does it take to get approved? The most important of all is what is a good interest rate? Interest Rates, Credit Scores, and Income The interest rate questions are complex questions …