Is Buying a Home Worth It?

Owning a home is the epitome of the American dream. But after the housing market crashed, people started to question if being a home-owner really meant having financial stability. Sometimes buying a home isn’t the smartest financial decision you can make and that’s okay. Moving from renting to owning is a huge milestone and change in life-style. You’ll need to …

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When Should You Refinance a Home?

When should you refinance

Perhaps you bought a house at a time when your credit was poor, and you now have a high interest rate. Over time you’ve started practicing good money habits and successfully raised your score. It feels unfair to stay trapped in an interest rate that no longer accurately reflects your credit history. Refinancing your mortgage opens the door to renegotiating …

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